Agricultural Equipment Financing

Capital starts your operation and keeps it growing. Equipment lets you do your job more efficiently and competitively. The right financial solution helps you maximize both.

Rabo AgriFinance has aligned with DLL, a wholly owned leasing subsidiary of Rabobank, to offer Equipment Finance. The alignment gives Rabo AgriFinance clients access to the broad range of DLL equipment financing products and services. DLL offers a wide variety of flexible equipment financing to meet the needs of your operation.

This relationship supports agricultural equipment financing across a wide range of asset types, from core farm equipment to specialized commercial equipment used throughout the production cycle.

Efficient Approvals

Approvals are coordinated through DLL to ensure timely decisions. A coordinated credit and documentation process helps reduce downtime, allowing producers to move forward with agricultural equipment purchases when timing is critical and missed opportunities carry real costs.

Flexible Terms and Payment Schedules

Match cash flow to fit your income streams using annual, semi-annual, quarterly or monthly payments. Agricultural cash flow is often seasonal, with revenue concentrated around harvest. Flexible financing structures – such as annual payments after harvest or structured amortization with balloon payments – help match debt service to income cycles and reduce pressure during lower-revenue months.

Down Payment Options

In some cases, all you need is a small down payment or advance payment. Low upfront capital requirements can help preserve liquidity for other expenses. Down payment levels are influenced by credit profile, collateral value and equipment type, and they can affect overall terms and pricing on a loan or equipment leasing.

Personalized Service

Our knowledgeable industry specialists are committed to helping you find the right equipment finance solution that will help you meet your goals. Equipment financing with DLL is just one of the solutions a Rabo AgriFinance Relationship Manager can offer your operation.

Types of Agricultural Equipment Financing Options

Choosing the right equipment financing structure starts with understanding how a piece of equipment will be used, how long it is expected to remain in service and how it fits into an operation’s broader financial plan. Financing decisions are not one-size-fits-all, and the right structure depends on both operational demands and cash flow considerations.

Term loans are commonly used for new equipment purchases when ownership is the priority. These loans spread cost over the useful life of the asset, allowing operations to build long-term value on the balance sheet while preserving working capital for day-to-day needs.

Leasing structures introduce additional flexibility, particularly when equipment usage or technology needs may change over time. Finance leases are often selected when equipment is expected to remain in service for most of its lifecycle and ownership at the end of the term aligns with long-term plans. An operating-style equipment lease can be a better fit for equipment that evolves quickly or for operations that prefer predictable upgrade cycles and reduced long-term maintenance exposure.

Financing is also available for both new and used equipment, giving operations the ability to balance upfront cost, remaining asset life and performance needs when selecting machinery.

Partner with Rabo AgriFinance for Equipment Financing

At Rabo AgriFinance, we offer flexible equipment finance solutions through DLL, Rabobank’s global leasing and equipment finance provider, designed around agricultural production cycles, asset lifecycles and operational priorities.

We bring deep experience in agricultural equipment financing and understand how equipment investments affect cash flow, balance sheets and operational performance over time. DLL’s expertise in agricultural equipment finance, coupled with your Rabo AgriFinance Relationship Manager’s understanding of your business are a powerful combination to give you the financing you need.

*Equipment Finance is a product of DLL. DLL® and DLL Financial Solutions Partner® are registered service marks of De Lage Landen International B.V. All financing is in DLL Finance LLC’s sole discretion and is subject to credit review and other terms and conditions. DLL has offices in more than 30 countries throughout Europe, North America, South America, Australia and Asia. The company is part of the Rabobank Group.